Yeah for the #weekend!! It seems to be the only time where tensions aren’t high and there is a calm amongst us.

We have no grand plans, obviously, but we do tend to get the dogs walked first thing (as it’s too hot later on) and then we do some gardening.

Yesterday I spent an hour pulling all the weeds and long grasses from the front garden. It looks so much neater now but I still have a lot of work to do.

I love this photo of us of all, we do not have many as we never sit still long enough 🤪 This is our family lockdown portrait though and it’s a nice memory: sunny days, rainbows and quality time together at home.

Do you have any special memories throughout this lockdown?

#mummyphotoaday

Yeah for the #weekend!! It...

What a great #friyay it’s been! We spent the morning “washing” the food shopping, then went for a nice big walk around Godmanchester meadows. It was a beautiful walk and nice as there was a breeze which cooled us down.

Yes, I did say wash the shopping. Is anyone else doing this? I basically Zoflora all of the food shopping as I unpack it. The actual shopping process takes a lot longer and now I’ve added an extra 30 mins with the clean. We just want to be sure it’s not harbouring anything. Peace of mind if nothing else.

Then this afternoon we let the kids have movie time. They’ve been getting too hot in the garden. It is super hot in the garden, it seems to be a little sun trap. Which I’m not complaining about.

Daddy then took the kiddies to the park to play croquet and I had a snooze in the sun.

All in all it’s been a beautiful day and chilled. Probably one of my favourite Fridays.

What did you get up to?

#mummyphotoaday

What a great #friyay it’s...

🐝 We have really loved spending time in our garden. Exploring the nature and wildlife that shares the space with us. We found a moth caterpillar today; it was amazing to see it so up close and personal. We ended up discussing the Hungry Caterpillar story from their childhood, it was a nice nostalgic moment.

Yesterday, we spent some time counting up all the bees we could see in the garden. We found the 15 in the back and 4 in the front garden. They love this purple flower that has popped up this month. Sometimes you can see the bees with all the nectar hanging off the back of their legs. It sparked a discussion about the process of making honey. The children are fascinated.

We are lucky to live by a large park; it has woodlands and a big open space with lots of wildflowers and long grass. We often spot wildlife during our daily walk and sometimes sit and see what fly’s past. Obviously sticking to government guidelines.

For those animals that we do not live close by, or are even in the same country, we’ll be snuggling up to Sky Nature, the new channel from @skytv that is dedicated to exploring the natural world. Isla’s favourite animal is a ring tail lemur, she carries one (usually in her mouth) everywhere and so I couldn’t help but series link the Gangs of Lemur Island episodes. I am going to make a quiz about lemurs to test her afterwards! This is a favourite activity throughout lockdown, a great way of learning something new.

Sky Nature is available now, it’s channel 130 on Sky Q and it comes at no extra cost.

#ad #SkyNature #NatureAtHome

🐝 We have really loved...

Our half term routine (it really doesn’t feel like a half term) is dog walk, craft or sport activity and then garden fun.

The weather has been incredible over the past few days and it looks set to be the same for the weekend. Lots of paddling pool #games in the garden and adventure dog walks in our nearby parks.

How does everyone feel this evening with the new lockdown rules? I’m not sure how I feel. The kiddies grandparents can come and visit, but still can’t hug or be “normal”. I’m not sure the kiddies would be able to not do this, especially if they are sitting in the garden.

Maybe I’ll wait for the guidelines to be added to the gov.uk site before I try and decide what it will mean for us. Gather the facts... make a decision... get through it with a smile. Seems to be my lockdown mantra.

#mummyphotoaday

Our half term routine (it...

🐾 Happy 12th birthday to my beautiful furbaby; Rocky. Despite making the neighbours mad over the past few weeks with the bird capturing (all of which flew off in the end) he is the best.

Not many of you will know that Rocky was an engagement present to me from Hubby. He came home from work one day with Rocky meowing behind his back... he had the cutest squeak. He was a little ball of fluff.

Rambo (our Jack Russell) immediately took ownership and they’ve been best buds ever since.

He’s such a handsome cat, yes I’m biased, he gives me snuggles at night and entertains us with his chasing and playful moments.

I can’t believe he’s 12. He’s lived in 5 different houses and his dog cat qualities are incredible. He seems to understand commands like the dogs... he sits for food and is quite obedient for a cat.

I’ll be sharing some cute Rocky photos in my stories today... his kitty look is adorable.

Has anyone else enjoyed spending all of this time with their pets?

🐾 Happy 12th birthday to...

The best #view comes from the hardest climb!

Now I know this is not a mountain, it’s a collapsed tree trunk and it didn’t take hours to climb, it took 20 minutes.

The point is something can be a difficult journey mentally. This journey we are all on throughout lockdown is difficult. We are sailing along in our little boats, trying not to rock them too much.

We WILL get through it. We will see that better view. One where we can hug our family and see our friends again. Where we can go out to eat with our loved ones and splash about at a water park.

We just need to stay strong. Be patient. Be resilient.

What do you think life will look like the other side of lockdown?

#mummyphotoaday

The best #view comes from...

Oh #lastyear. What fun memories. What happy times. Our last holiday abroad was a year ago, Crete was beautiful. I’ve spent lots of hours during lockdown looking at our photos and remembering our family time together.

It feels like ages ago since we were there. But also it feels like last month! Does anyone else feel like this with things that happened before lockdown?

The past 8 weeks have gone so quickly, it’s quite unbelievable to think we are heading into Summer. The whole of Spring would have been spent in lockdown. But it doesn’t feel like we’ve been doing it for a season.

I can’t wait to go on holiday again. Once Crete opens its gates, I think we’ll head back. Family time with all inclusive. Just the ticket to focus on!

What are you focusing on to get you through this?

#mummyphotoaday

Oh #lastyear. What fun memories....

What a lovely chilled #bankholiday we’ve had today. It started with a dog walk, before it got too hot, I love this photo of my babies.

Then we had breakfast in the garden, it was 17 degrees by 9am I think this morning.

I mowed the lawn and cut the edges with my grass scissors 🤣 and set the paddling pool up.

We’ve all spent the afternoon dipping in the pool, playing on the trampoline and even a little bit of crafts.

This evening we carried on our Marvel fest, we’re doing the chronological story order (not the created order) and we’re up to Iron Man. It was brilliant. A great action movie.

I’ve never seen any of the marvels. Until now. I’m so grateful for @disneyplusuk keeping it all in one place!

Have you seen them?

#mummyphotoaday

What a lovely chilled #bankholiday...

Should you get a debt consolidation loan?

If you do not keep on top of things, it can be easy for your debts to mount up and all of a sudden spiral out of control. Personal finance is something that a lot of people ignore until it is too late. There is plenty of personal finance sites which will help you know your priorities and offer other helpful tips. Depending on your circumstance, you may wish to consider consolidating your debts to make things more manageable, but is this solution right for you?

What Is A Consolidation Loan?

A consolidation loan is when you have multiple debts, such as multiple credit cards, and borrow an amount of money to pay them all off. The premise is that it is easier to make one payment to a lender, rather than having lots of small payments to make each month. You will often find that a loan provider will off you a loan that incurs a small amount of interest, making it appealing to reducing the amount of debt that you have.

The Benefits

As mentioned above, the main benefit of a consolidation loan is that you can put all of your debts into one easy payment. Instead of paying lots of small amounts which also incur interest, you can make one payment each month with only one lot of interest to pay each month. The interest rates that are charged do differ between the different providers, so it is important to make sure that you research each company fully before taking out a loan. You can look for the best debt consolidation loan companies, or any of the other providers by searching for it online.

What Are The Drawbacks?

The drawbacks are going to depend on your individual circumstances, as everybody is in a different situation. It is important to keep in mind that a consolidation loan is a financial product, so lenders would not offer it unless they made a profit. In order to work out if this is going to be the best solution for your situation, you will need to sit down and do some maths. You will want to work out how long it will take to pay off your debts and work out the total amount you will have to pay to clear them. If this figure is larger than how much you would have to pay on a consolidation loan, then it could be the perfect solution to your problem.

Finding A Lender

When it comes to getting a loan, not all companies offer the same deal. You will want to shop around and speak to as many different providers as possible and compare the charges and interest against each other. With some online research as well as shopping around, you will be able to find a consolidation loan that will put all of your bills into one easy manageable monthly payment, and help to get the burden of debt from around your neck. Debt is a common problem, so there is no need to feel alone and isolated, reach out and ask for help and you can soon get your head above the water.

Image by jakesduvenage via Flickr

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Wednesday 15 February 2017
Should you get a debt consolidation loan?

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