One of the biggest challenges when it comes to personal finance is figuring out ways to spend less money, and this challenge becomes even greater when you’ve got a family to look after. One of the best ways to accomplish this is to cut down on your monthly expenses, as even though some of the regular bills that you pay may seem small and insignificant on their own, when they’re
Children are being brought up in increasingly multi-cultural societies. The globalisation of family life means that, more than any other time, children are being exposed to people from different countries, cultures, religions, ethnicities and abilities. Helping your child to tolerate and accept difference is an important part of parenting in the 21st century.