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Technically, it probably isn’t entirely possible to prepare for parenthood. Parenting isn’t something that comes with an instruction manual, and although you might ask friends and family for advice, every child and every parent is different – what works for one might not work for another. That’s why even parents of more than one child might have different experiences with their second, third, or later children than they did with their first.
However, there are some important things that do need to get organised before your baby makes an appearance, and these preparations, once complete, will help you to feel calmer and more ready for the big day when you get to meet your little one for the first time.
Work Out Your Finances
One thing is for sure: when you have a baby, your finances will take a hit. This is why it is important to work things out in advance, giving yourself plenty of time to get things in place so that you can be happy and confident in caring for your baby without the added stresses and strains that come with financial worries.
Maternity pay is certainly something to look into if you are working. You need to know exactly what your workplace offers; some only pay the government’s statutory maternity pay, and others will be more generous and offer full or part time salaries on top. Paternity pay is another consideration, and it might be that you can switch between the two, depending on how much money you need to come in.
It’s a good idea to start saving money as early as possible, even before you become pregnant if you can. Cut down on your spending now, and you won’t miss those extras by the time the baby is born, but you will have enough money to pay all the bills and buy nappies and clothing too.
Write A Will And Life Insurance
No one likes to think about their own death, but it is an important consideration to take into account, especially when you are going to become parents. If something were to happen to you, a good 20 year term life insurance policy will give your children financial stability and a will means that you can dictate who your child’s guardians would be if you were to pass away before they reach the age of 18.
It may be unpleasant to think about, but once it is organised, you won’t have to think about it again (unless and until it needs to be updated), and you can be sure that your children will be safe and secure if you were to die.
Don’t Overbuy
There are so many different gadgets that can be bought for babies, and it seems as though everything is a ‘must have’ item. This is not the case, and in reality, you only need to buy very few things. A baby will need clothingand nappies. They may need bottles and formula if you have chosen not to breast feed. If they are going to be driven around, a car seat is essential, and a buggy or pram will be useful too, as well as a Moses basket or other place they can sleep safely and soundly.
Make it a priority to buy these items, and everything else can be bought at a later date when finances and the need make it necessary.
What do you think?