This is a guest post by FCA registered brokerage; Reassured. Joint life insurance is a policy taken out by a couple, which protects both parties simultaneously. You pay one monthly premium, there’s a single policy document and the terms and conditions cover both named parties. But is joint life insurance cover always the best option? From our experience, those in long-term relationships, often choose joint life insurance without considering the alternatives. After all, they probably already share the household bills, a bank account and/or a mortgage with their partner.
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