Tag Archives finance

House-hunting in the UK: What You Should Be Aware Of

House-hunting in the UK: What You Should Be Aware Of

The greatest challenge when looking for a house to buy is finding the money to buy that dream home. In many cases, home buyers don’t have the cash to buy a home because their money is tied up as equity in a current home or like us you simply do not have that kind of money saved up. Looking for mortgage deals can be stressful too. Until that home is sold, the money to pay for a new house simply isn’t available. However, a lack of money to finance a new home purchase is now available via a bridge loan. VIEW the POST

Staying in the black this New Year

Staying in the black this New Year

If there’s one thing better than a good Christmas, it’s a relatively debt free New Year. Of course, when it comes to Christmas spending, too many of us go overboard, thinking that if everyone else is maxing out their credit cards, it must be alright? Well, yes and no, because come January, everyone’s also living on dry bread and water. Here’s how to avoid this annual debt trap. Oh and we bought a house too! VIEW the POST

Thinking it through – how to choose a personal loan

Choosing a personal loan that best fits your needs and finances in a market where financing is accessible to most can make it difficult. Most of the time the pitch is geared toward making the process fast, easy, and most convenient for you. In past years, taking out a loan was a process, which could take weeks to be completed. Today, lenders can notify prospective applicants of whether they were approved or denied credit.

How to budget for a rainy day

How to budget for a rainy day

If you’re on a budget, it can be hard to find money for those emergency purchases we all need to make from time to time. We all know the disillusionment we feel when we find that the washing machine is broken, the car breaks and needs repair. When things need replacing, it can sometimes feel overwhelming. However, with a little planning, you can breathe easy when you need to spend cash. Here is a guide on how to save money for a rainy day, even if you are on a budget. VIEW the POST

Family finance tips: how to lower your monthly bills

Family finance tips: how to lower your monthly bills

One of the biggest challenges when it comes to personal finance is figuring out ways to spend less money, and this challenge becomes even greater when you’ve got a family to look after. One of the best ways to accomplish this is to cut down on your monthly expenses, as even though some of the regular bills that you pay may seem small and insignificant on their own, when they’re all added up they can become a huge drain on financial resources. We’ve put together a few different ways in which you can cut your monthly expenses and have more money available for fun with your family.VIEW the POST

What should you consider before applying for car finance?

Buying a car is one of the most expensive things anyone will pay for in their lives, so most cars are bought through some form of finance agreement. Along with the fact you have to choose the right car for you and your family, it’s important to know what you are getting yourself into before you sign an agreement. With that in mind, here is a list of the things you should consider before applying for car finance.