Tag: christmas

Staying in the black this New Year

If there’s one thing better than a good Christmas, it’s a relatively debt free New Year. Of course, when it comes to Christmas spending, too many of us go overboard, thinking that if everyone else is maxing out their credit cards, it must be alright? Well, yes and no, because come January, everyone’s also living on dry bread and water. Here’s how to avoid this annual debt trap. Oh and we bought a house too!