We all wish we had a little more money and could spend a little more. Regardless of the time of year, or what shop we are in, we always need to budget and make sure not to live outside our means. This can be difficult, but it is necessary as the alternative is debt and nothing good comes from that. For those of you who have the urge to buy more things, here are some ways that you can avoid maxing out your credit cards and have to live poor for months to repay them.
Renovating a house with a budget isn’t an easy task. Especially if you want to change a large factor such as the floor, which can really eat into your funds and as a result can mean not having enough to spend on other things you might have liked to change. On top of this ideally you don’t just want something that looks great, but something that’s going to last too, especially if you’re shelling a lot out on it. In this post we aim to bring you floors that are not only durable and aesthetically pleasing, but that are also kind on your wallet.
The ‘credit crunch’ may be over, but the economy has not yet fully recovered as regards salaries versus cost of living. It is hard to make money stretch to cover all the necessities, never mind those little pleasures that make the world a nicer place. Here are some tips to help you enjoy some of the more indulgent treats without breaking the bank or skimping on the mortgage or rent.
Many home owners accidentally waste money on their homes year after year. However, there are many ways you can be savvy and cut back on your expenditure, which will boost your bank balance. Read the six money saving tips for your home.
When you take everything into account, going on a ski holiday is not one of the cheaper options out there for a vacation. Think about it: you have to buy/rent various gear, buy tickets for ski lifts, excess baggage charges, etc. Plus that’s all before the cost of traveling and staying at a ski resort!
It’s no secret that the cost of living is forever on the increase. And, with wages stagnating, many parents are struggling to feed their families a healthy, balanced diet. It’s all too easy to invest in fries, pasta and rice and feed these to your family day in, day out. However, if you take the time to prepare your meals in advance, shop at discount stores, and are willing to cook meals from scratch, there is no reason why you cannot feed a large family healthy meals on a budget. In this article, we’re going to provide you with a list of tips to follow that will help you do just that.
Planning a wedding is wonderfully exciting, and this is especially true if you are considering hosting your wedding in New York. However, it can also be very stressful, especially as there is a lot to consider when it comes to planning a wedding. It’s your special day after all, and you will want it to be just right. Hopefully, these tips will help you to reduce the stress and increase the excitement.
Buying your first home can be an exciting time, especially if you are looking forward to finally owning a home of your own and no longer putting money into the pocket of your landlord after renting for so many years. However, first time homebuyers often look at the benefits of buying a home and forget that there are some hidden expenses that they need to account for. When planning for your very first home purchase, take ample time to learn about those hidden expenses and then learn how to budget for your home so that you aren’t confronted with unexpected costs that you now can’t afford. We have been saving for quite some time now and I am getting excited about the light at the end of the tunnel.
Have you ever sat and added up the total costs of all of your children’s birthday parties? Whether they are at home, with all the frills or hired locations with hired equipment. A recent survey by Sunlife Direct shows just how much families across Britain are spending on a party. I live in between the London and East Anglia candle and on average it is about £90 per party, you can see the breakdown in the image below. So with Noah’s fifth birthday coming up, it really got me thinking about how he can have a fun birthday party without spending a fortune.
There’s no denying family holidays can be expensive, but as a survey by Admiral found, more than 50% of families would sacrifice other household expenses to ensure they could still take one. Everyone loves a good holiday, but if a week away leaves you scrimping and saving to pay off credit card bills that puts a lot of stress on the household. Don’t let holiday expenses run away with you. With a little organisation and (and some restraint!) you can have a great family holiday without breaking the bank.